Home > Home InspectionUnrepresented Home Buyers Should Take Care
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If you plan on buying a home and you plan on representing yourself, think again. Many buyers these days are very internet savvy and do a great deal of research online before contacting anyone about buying a house. However, this may not get you the deal you expect.
A number of people have discovered Zillow, which estimates value of homes. People have also discovered county tax appraisal district sites. County Assessor sites may show the assessed value that the taxing authority puts on a home to assess property taxes. Armed with this information, some buyers think they are pretty prepared to negotiate with a selling agent. What they don聮t realize is that these sites are frequently not very accurate compared to the actual market value of a home.
Many unrepresented buyers also assume that a home may have a 5% to 7% selling commission built into the list price, assuming that the buyer聮s agent will be paid around half of that to bring a buyer. So unrepresented sellers go to the listing agent and state that they know there may be around a 3% reduction right off the top because they do not have a Buyer聮s Agent. This also happens when some unrepresented sellers to straight to a builder聮s rep rather than being represented by a Buyer聮s Agent.
What the unrepresented sellers don聮t realize is that many builders don聮t negotiate much, if any, regardless of how much they planned on paying out as commission. This is also true of many Listing Agents and sellers. A Listing Agent negotiates a commission with a seller, not a buyer. There is no way an unrepresented buyer can tell whether or not the Listing Agent chooses to discount his or her commission to the seller.
Some Listing Agents will accept a variable rate commission. What this means is that if the house sells to an unrepresented seller, the Listing Agent will actually be paid a rate less than the full commission that was initially to be paid. So the unrepresented seller doesn聮t have any benefit at all of a price reduction. The seller simply pays less commission.
With this in mind, the buyer should get representation. A good Buyer聮s Agent will have access to real information about the market value of a property. The Buyer聮s Agent does this by comparing the house the buyer is interested to recently sold properties that compare favorably to it. The only accurate way to do this is to search the MLS. A buyer can not do this. A Buyer聮s Rep who is a member of that area聮s Board of REALTORS® can.
A good Buyer聮s Rep will also guide the buyers through the process. They will assist in the inspection process, help find a lender and a variety of other things in addition to negotiating the contract.
So buyers should beware. If you choose to go it alone, you may not be as prepared as you think.
UNITED NATIONS, July 1 (Xinhua) -- UN Secretary-General Ban Ki-moon on Wednesday condemned an attack on a UN Mission in South Sudan (UNMISS) protection-of-civilians site in Malakal by opposition forces, which killed one Internally Displaced Person (IDP) and injured six others.
The secretary-general deplored the killing and injuring of the IDPs as a result of the attack, said a statement issued by Ban's spokesman.
"The secretary-general calls on former Vice President Riek Machar and Johnson Olony, commander of opposition forces, to conduct an immediate investigation into this incident and hold to account those responsible," the statement said.
He urged the parties to respect the inviolability of UNMISS premises, including protection of civilian sites, which are now host to more than 140,000 IDPs.
Ban reiterated that "there is no military solution to the conflict in South Sudan" and called on all parties to immediately cease the hostilities and make the necessary compromises to urgently conclude the negotiations facilitated by the Inter-Governmental Authority on Development (IGAD)."
He expressed his condolences to the bereaved family and wished speedy recovery to those wounded in this attack, the statement added.
Earlier, UNMISS condemned in the strongest possible terms the fatal shooting Wednesday evening of an internally displaced person (IDP) inside the Mission's protection-of-civilians site at its compound outside Malakal.
The Mission has received information that three members of forces belonging to either the Sudan People's Liberation Army In Opposition or the allied militia led by General Johnson Olony who are currently controlling the Upper Nile state capital opened fire on IDPs at a recently opened protection-of-civilians site in the UNMISS compound on Wednesday.
The exact circumstances surrounding the shooting incident remain unclear, the Mission said. But any attack on a protection-of-civilians site constitutes a direct assault against the United Nations and may constitute a war crime.
This is not the first time that an UNMISS protection-of-civilians site has come under attack by armed elements in South Sudan, and such indefensible actions will compromise the Mission's ability to implement its mandate if they continue to go unpunished.
UNMISS peacekeepers returned fire against the assailants, and have been engaging with senior commanders of armed opposition forces in a bid to identify the perpetrators of this unprovoked attack among their own ranks.
South Sudan plunged into violence in December 2013, when fighting erupted between troops loyal to President Salva Kiir and defectors led by his former deputy Riek Machar.
The conflict soon turned into an all-out war, with the violence taking on an ethnic dimension that pitted the president's Dinka tribe against Machar's Nuer ethnic group.
The clashes have left thousands of South Sudanese dead and forced around 1.9 million people to flee their homes.
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